Glossary: Wallet Net Worth

What is wallet net worth?

Wallet net worth estimates the value of token balances and supported DeFi positions associated with an address or cluster. Chain coverage, prices, liabilities, and data freshness affect the result; it is not the same as protocol TVL, revenue, or liquid funds.

How it is estimated

A data provider identifies supported assets and positions, determines balances, applies prices, and sums the resulting values. Coverage can vary by chain, token, protocol, and position type. Prices change, data may arrive with delay, and some assets may be unpriced or excluded.

Example

A profile may combine stablecoin balances on several chains with supported lending deposits and subtract recognized borrowing liabilities. If the profile omits an unsupported protocol or uses stale prices, its estimate will differ from another provider's total.

How to use it in analytics

Use net worth to segment or compare wallet audiences when the estimate's scope and timestamp are suitable. Pair it with product activity, retention, and realized revenue. State whether the unit is an address or cluster, which chains are covered, and how prices and protocol positions are handled.

Common mistakes

Do not treat net worth as protocol TVL, transaction volume, revenue, or a guarantee that funds are liquid. Avoid comparing providers or periods without aligning coverage, valuation time, and position methodology. Consider outliers and skewed distributions rather than relying only on averages.

Related reading

Explore Wallet Profiles, Token Balances, TVL (Total Value Locked), and DeFi Portfolio.

FAQs

Is wallet net worth the same as TVL?

No. Wallet net worth estimates assets attributed to a wallet or wallet cluster. TVL aggregates value deposited or locked in a protocol under a defined methodology.

Why can net worth estimates differ?

Coverage, prices, timestamps, chain support, token spam handling, and treatment of DeFi positions can vary between data providers.

Does wallet net worth equal a user's spending power?

No. It is an estimate of holdings and positions, not proof of ownership, liquidity, intent, or ability to transact.